Q. Our father is 90 years old and is being cared for in a nursing home, which costs about $10,500 per month. We need to apply for a Medi-Cal subsidy to help with the cost, but Dad has an old insurance policy with accumulated cash value which puts him over the $2,000 Medi-Cal resource ceiling… Read More »
Posts Categorized: Caregiver Issues
Purchasing A Home With Your Parent To Provide Care
Q. My 88 year old father still lives in his own home, alone. We worry about him falling and injuring himself. My husband and I have suggested that we sell both of our homes, and together purchase a larger home for all of us. He is on Medi-Cal and we wonder whether he could retain… Read More »
Will Mom Lose Medicare or Medi-Cal Coverage If She Leaves the Nursing Home To Visit Family?
Q. Mom has been receiving care in a nursing home. She is currently covered by Medicare, but soon will switch to Medi-Cal. She would really like to come to our home for a short visit for family celebrations. However, I heard that she might lose her coverage if she does so. Is that true? A…. Read More »
Legal Tips When Hiring a Senior Caregiver
Q. I plan to hire a full-time caregiver for my husband, and I want to make sure that I handle everything legally. Do you have any suggestions as to how I handle payment or anything else? A. Yes. There are specific rules about handling the payroll, tax and employment law aspects of hiring household help,… Read More »
Will Medi-Cal Pay for Assisted Living Care?
Q. I was obliged to move my wife into an Assisted Living Facility, where she now resides in the memory care unit. It costs almost $6,000 a month and I see our savings dwindling. If we qualify financially, will Medi-Cal help with the cost of her care? A. Regrettably, it is unlikely. The general rule… Read More »