Will Medi-Cal Count Dad’s Assets Even Though They Cannot Be Accessed Due To His Dementia?

Q. Our father is 90 years old and is being cared for in a nursing home, which costs about $10,500 per month. We need to apply for a Medi-Cal subsidy to help with the cost, but Dad has an old insurance policy with accumulated cash value which puts him over the $2,000 Medi-Cal resource ceiling… Read More »

Will Mom Lose Medicare or Medi-Cal Coverage If She Leaves the Nursing Home To Visit Family?

Q.  Mom has been receiving care in a nursing home. She is currently covered by Medicare, but soon will switch to Medi-Cal. She would really like to come to our home for a short visit for family celebrations. However, I heard that she might lose her coverage if she does so. Is that true? A…. Read More »

Legal Tips When Hiring a Senior Caregiver

Q. I plan to hire a full-time caregiver for my husband, and I want to make sure that I handle everything legally. Do you have any suggestions as to how I handle payment or anything else? A.  Yes. There are specific rules about handling the payroll, tax and employment law aspects of hiring household help,… Read More »

Will Medi-Cal Pay for Assisted Living Care?

Q.  I was obliged to move my wife into an Assisted Living Facility, where she now resides in the memory care unit. It costs almost $6,000 a month and I see our savings dwindling.  If we qualify financially, will Medi-Cal help with the cost of her care? A. Regrettably, it is unlikely. The general rule… Read More »