Financial Tool To Protect Seniors From Financial Scams:  the ‘Trusted Contact Person’

Q.  My 90 year old father has a substantial brokerage account and likes to manage it himself.  Yet I worry that he could easily fall victim to financial scams.  Is there anything I can do to protect him? A.  Yes, there may be.  The Financial Industry Regulatory Authority (“FINRA”), which regulates firms and professionals selling… Read More »

How To Assist Physically Impaired Persons Sign Legal Documents

Q. My wife suffered a stroke and is essentially paralyzed. However, her mind is sharp. I need her to sign a Power Of Attorney so that I can take care of our financial affairs. Is there any way to do this? A.  Yes. Where a person has sufficient mental capacity to understand the nature of the document… Read More »

Include Flexibility In Your Trust To Handle Change

Q.  My husband and I are concerned about how to keep our trust up to date in light of changing tax law and changing family circumstances.  What if we are too ill to make changes ourselves when needed. Any thoughts on how we can handle these concerns?                                                 A. Yes. With the ever-changing tax landscape, and… Read More »

How To Settle Some Estates Without Probate

Q. My father recently died, leaving his home in a Living Trust. He also left several bank and brokerage accounts. Our problem: these financial accounts were never formally transferred into his trust. Is there a way to deal with them now without going through a full probate? A. Yes, there may very well be a… Read More »